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A vehicle loan of 4.5 million


hustlehard

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If you are regularly remitting your salary from your employment to a bank, they are the best people to ask for a loan. Still it won’t be easy. Good luck!

 

My experience is banks only like your hard earn foreign currency, that’s it. 

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Go for a vehicle loan instead of personal loan (lower interest, slightly)

If you don't have any other liabilities, it will be possible. As maersk said, bank to which you remit your salary is the best place to ask.

 

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  • 2 weeks later...
On 4/22/2019 at 3:42 PM, NPP said:

Go for a vehicle loan instead of personal loan (lower interest, slightly)

If you don't have any other liabilities, it will be possible. As maersk said, bank to which you remit your salary is the best place to ask.

 

 

On 4/21/2019 at 8:58 AM, maersk said:

If you are regularly remitting your salary from your employment to a bank, they are the best people to ask for a loan. Still it won’t be easy. Good luck!

 

My experience is banks only like your hard earn foreign currency, that’s it. 

Thank you for the advice :)

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  • 8 months later...

If you are employed abroad personal loan on clean basis is big No No..due to the compliance ..but you can obtain loan against a property or vehicle as long as the loan will be serviced from the funds you remit through the NRFC  Account..even leases are possible 

and for the bad credit history..you should be able to convince the bank it was genuine default and not a willful one..and its better that the specific advance is settled in full without any write off from the bank side or legal action..and if you have other facilities which reflects you are good paymaster you will have an edge when convincing the bank...bdw the credit history/CRIB only available for the past 24 month and most banks take last 12 months to asses the creditworthiness of the customer..

Edited by TheClutch
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  • 1 month later...

When does it make sense to take out a personal loan to pay your taxes?

One situation when it could make sense to take out a personal loan to pay your taxes is when that loan would be cheaper than entering into an IRS payment plan. 

The IRS offers several different plans for those who can't pay their taxes on time. That includes a short-term plan for those who'll be able to pay what they owe in 120 days or less. There's also a long-term plan that allows you to enter into an installment agreement and pay over more than 120 days.  

If you enter into any payment plan, you'll owe accrued penalties for being late. You'll also owe interest on your unpaid balance. The rate, which equals the federal short-term rate plus 3%, changes quarterly. If you opt for a long-term plan, you'll also owe a $31 setup fee if you enroll online or a $107 fee if you set up your plan in person.

If you can qualify for a personal loan with no origination fees and an interest rate below what the IRS charges, using a personal loan could save you money and could make a lot of sense. 

However, you should bear in mind that some lenders have minimum amounts for personal loans. If you'll only owe a few hundred dollars to the IRS, you may not be able to find a lender willing to lend you that small of an amount.

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  • 3 weeks later...

How many vehicles are you going to buy for all this money? If you are are speaking about Rupees then there should be no problem with the loan. I think that every loan company can con give you such money. But be careful when you choose a loan company. They all have different conditions and you should find the best one. I suggest you paying attention at https://credit-10.com/ro/credite-nebancare/. They have really good conditions. I have used their loans several times and payed them very easily.

Edited by peterpen
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  • 1 year later...
23 hours ago, rodriguezp said:

It seems to me that for such an amount, you need to bring a business plan for using the car

Such an amount for the purchase of equipment can be issued for the purchase of transport, it does not have to be for personal use. Sometimes companies buy tractors or harvesting equipment. There is a business line of credit that handles such requests. I managed to get a loan for the purchase of equipment in installments, but I repaid it ahead of time. I also bought a car in this way for personal use, but took out a loan through the company in which I am the founder.  It is much more profitable, but if you need a sum of several million, you will have to disclose all your income. But I have already said above where you can get such an amount for a vehicle purchase for personal use.

Edited by gabrielled
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  • 1 year later...

It can be difficult to find a lender who will lend you a large amount. This is because lenders check your credit history to see if you are worthy enough to give you money. For more information on how to get a loan without a credit check, please visit the simple path loan reviews website. Half a year ago I took out a loan and on this page I learned that there is no one-time commission for lending, which is an additional plus.

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  • 7 months later...

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Edited by Lewis Wood
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