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First of all, I am sorry if I offend anyone here by asking this and I hope I am not breaking any forum rules, and please pardon me for the very long rant. I know very well that the permit is given for the relevant officer to buy a vehicle and selling it is unethical. Having said that, I would like to be blatantly honest and discuss the real life situation. I have been in the government service for 6 years and I am eligible for the permit now. I do not have a rich family background I have bought my first car (a manual honda ek3) with a loan, which I am still paying back. Although I am due for the permit, I do not have any savings to buy a vehicle and too many loans to get another vehicle loan. If I had enough money, I would certainly buy a dream car ( a manual one again with a good motor!) But given the real life situation, I would like to make the most of it without letting the permit go to waste, to pay back my loans as well as my fathers which he took to educate me and go for a slight upgrade of my car. My current options as I see them are, 1. Sell the permit for the market value, pay back theloans (close to 1.5mil), and either i. to go for a repair and some upgrades to my current car. ii. sell my car and go for a slightly better car iii. sell my car, take another small loan and go for a bit better car. 2. Import a car for the permit, sell that car and go for either i, ii or iii above. If I go for option 2, i need to find the money to import a car by selling my car and going for another loan to find the balance needed. So, understanding the unethicalness behind this question and hoping you all forgive me, my queries are; 1. Which of the above option is better to get the most benefit? Are there any other options better than these? 2. If I go for option no. 2, is there any other option other than a loan to find the deficit? 3. What would be better, upgrade my beloved ek3 manual vtec or go for an upgrade (I expect it would cost about 4k to repair and upgrade my current car) ? If I should go for an upgrade, what would be the options with my requirements being, i. Manual transmission (or triptronic atleast) ii. Good driving pleasure iii. Acceptable fuel economy (need not be very good, but hopefully better than 5-6 kmpl) iv. Sedan Hope you guys will help me as you all have done before... Thanks in advance.